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Optional extras
At 1st Central, we offer a number of optional extras so you can tailor your car insurance to suit your needs. Our car insurance add-ons give extra peace of mind, providing additional support if you need to claim, and ensuring you can get on with your day.
Additional cover for extra peace of mind
Tailor your cover to suit your needs by exploring our range of optional extras.
RAC Breakdown Cover
We offer five levels of RAC Breakdown Cover to suit your needs and get your car back up and running.
Personal Accident Cover
We’ll help you financially by providing up to £60,000 per person when an accident results in serious or fatal injury.
Hire Car Cover
We will give you a hire car for up to 28 days and deliver it to your home address if your car is written off or stolen and not recovered, meaning you can go about your daily life uninterrupted.
Excess Protect Cover
You’ll get your excess refunded when you make a claim resulting from the likes of fire, theft, vandalism or flood, regardless of fault.
Legal Expenses Cover
If you have an accident and it’s not your fault, we’ll give you up to £100,000 of Legal Expenses Cover to help you recover uninsured losses and costs.
Protected No Claims Discount
If you need to make a claim, you don’t need to worry about your NCD being impacted, our guaranteed Protected No Claims Discount has you covered.
Start protecting your car today
You can add optional cover in
Your Account
It’s simple to manage your policy online in Your Account. Here, you can add optional extras, and did you know that if you make a change through Your Account, you’ll benefit from paying a reduced admin fee?