Impact of natural disasters
Home insurance and flooding explained. Learn what’s covered, how fire and smoke damage claims work, and what support is available for flood-risk homes.
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*Based on the average discount Multicar customers received through October 2024 - September 2025
**From January 1st 2025 to December 31st 2025, 10% of 1st Central customers paid £252.27 or less for their car insurance, excluding 1st Central Connect policyholders.