Car insurance

Car insurance

At 1st Central, we provide affordable car insurance with excellent levels of cover, alongside a range of benefits and optional extras designed to give you complete peace of mind.

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Explore our product range

1st Central Value - Product Logo

1st Central Value

This is our basic product which produces a lower premium for our customers.

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1st Central Connect - Product Logo

1st Central Connect

This is our telematics-based car insurance product. The safer you drive, the higher your score — and the better your renewal discount.

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1st Central - Product Logo

1st Central

This is our standard product and includes the likes of Key Assist and Personal Accident Cover.

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1st Central Legal  - Product Logo

1st Central Legal

This is one of our inclusive packages which includes Legal Expenses Cover.

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1st Central Plus  - Product Logo

1st Central Plus

This is our standard product with an additional benefit of RAC Breakdown Cover.

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1st Central Premier  - Product Logo

1st Central Premier

This is one of our most inclusive packages which includes RAC Breakdown Cover and Legal Expenses Cover.

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Start protecting your car today

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Have you heard about our online products?

We're now offering online versions of Value, Standard, Legal, Plus and Premier car insurance, but what does that mean?

With our online car insurance policies, you get the same great coverage you’ve come to expect from us, but with the ability to make changes to your policy online with no admin fees, making it easier and cheaper than ever to manage your car insurance. 

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SAVE £50 on every additional car you insure with us

More than one car? We've got you covered. Our multicar insurance will save you £50 on each additional car you or anyone in your household insures with us.

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Share the love and refer a friend

Not only will you be doing your friend a favour by getting them a great deal on their car insurance, but you'll get a £50 Amazon Gift Card for every friend you refer to 1st Central.

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Our car insurance has been rated 5 Star by Defaqto

Additional cover for extra peace of mind

Below are some of the optional extras we offer, so you can tailor your cover to suit your needs.

Don't just take our word for it

Our customers rate us as ‘Excellent’ on Trustpilot.