At 1st Central, we provide affordable car insurance with excellent levels of cover, alongside a range of benefits and optional extras designed to give you complete peace of mind.
Explore our product range
1st Central Value
This is our basic product which produces a lower premium for our customers.
1st Central Connect
This is our telematics-based car insurance product. The safer you drive, the higher your score — and the better your renewal discount.
This is our standard product and includes the likes of Key Assist and Personal Accident Cover.
1st Central Legal
This is one of our inclusive packages which includes Legal Expenses Cover.
1st Central Plus
This is our standard product with an additional benefit of RAC Breakdown Cover.
Start protecting your car today
Have you heard about our online products?
With our online car insurance policies, you get the same great coverage you’ve come to expect from us, but with the ability to make changes to your policy online with no admin fees, making it easier and cheaper than ever to manage your car insurance.Get a quote
Our car insurance has been rated 5 Star by Defaqto
Additional cover for extra peace of mind
Below are some of the optional extras we offer, so you can tailor your cover to suit your needs.
RAC Breakdown Cover
We offer various levels of RAC Breakdown Cover to suit your needs and get your car back up and running.
Personal Accident Cover
We’ll help you financially by providing up to £60,000 per person when an accident results in serious or fatal injury.
Hire Car Cover
We will give you a hire car for up to 28 days and deliver it to your home address, meaning you can go about your daily life uninterrupted.
Excess Protect Cover
You’ll get your excess refunded when you make a claim resulting from the likes of fire, theft, vandalism or flood.
Legal Expenses Cover
If you have an accident and it’s not your fault, we’ll give you up to £100,000 of Legal Expenses Cover to help you recover uninsured losses and costs.
Protected No Claims Discount
If you need to make a claim, you don’t need to worry about your NCD being impacted, our guaranteed Protected No Claims Discount has you covered.