Discover all the Car Insurance products 1st Central offers

Trying to get your head around the different levels of 1st Central Car Insurance? You’ve pulled up in the right place.

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Compare our Car Insurance

You can select 2-3 of our products to compare what’s included below. Discover which level of cover is right for you.

Filter by cover type:

Check out the full range

Choose between Standard or Online-only policy types. With Online-only, you can easily make changes to your policy online without admin fees. The same great cover, now fee-free.

Filter by cover type:

1st Central Value Online

All the essentials at a lower price.

1st Central Online

Our standard product and includes the likes of Key Assist and Personal Accident Cover.

1st Central Legal Online

Our standard insurance with the added protection of Legal Cover.

1st Central Plus Online

Our standard product with an additional benefit of RAC Breakdown Cover.

1st Central Premier Online

Our most inclusive package with both Legal Cover and RAC Breakdown Cover.

1st Central Value

All the essentials at a lower price.

1st Central Connect

Our telematics-based insurance cover, you could save money for safer driving.

1st Central

Our standard product and includes the likes of Key Assist and Personal Accident Cover.

1st Central Legal

Our standard insurance with the added protection of Legal Cover.

1st Central Plus

Our standard product with an additional benefit of RAC Breakdown Cover.

1st Central Premier

Our most inclusive package with both Legal Cover and RAC Breakdown Cover.

Answers to important questions

Do you offer a Multicar discount?

Yes, we now offer a multicar discount for existing customers. You can now get up to £50 off a new policy for each additional vehicle you or a member of your household insure with us.

Just click on the link below, or send it to other members of your household:

https://www.1stcentralinsurance.com/multicar

  1. The additional policies must be purchased for the same address as your existing policy and applies to new policies only.
  2. Any discount offered is available on new motor quotes generated directly through the 1st Central website. The discount is included in the final quoted price shown, is not cashback, and may be withdrawn at any time. 
  3. If you are an existing motor customer with a single policy and a member of your household purchases a policy, you will be eligible to receive a discount up to £50, applied to your policy premium at the time of renewal.
  4. This discount cannot be used in conjunction with any other offer.
  5. All new quotations are subject to the prevailing underwriting terms. It is possible that we may be unable to fulfil certain new quotes.
  6. The Multicar discount is available for up to 5 additional vehicles in your household.
  7.  Any policies purchased through the Multicar discount remain separate policies and are subject to their individual terms and conditions.
  8. 1st Central Connect customers are excluded from this offer.

How do I claim my reward from Compare the Market?

By making a qualifying purchase through Compare the Market you can claim a whole year of rewards. For details on how to claim and for full terms and conditions, please visit their website.

What is 1st Central’s Cashback offer?

From 20th June 2024, this offer is no longer available to our customers. For any queries relating to any previous cashback offer, the terms and conditions can be found on our FAQ site.

How do I claim my reward from Confused.com?

By making a qualifying purchase through Confused.com you can choose a free gift. This is a Confused.com offer. For details and terms and conditions, please visit their website https://www.confused.com/rewards.

Are you on price comparison websites?

Yes, you can find 1st Central motor and home insurance on price comparison websites. Our home insurance will be available on confused.com and we will be launching on other comparison sites in the coming months. 

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