Our insurance documents

Our insurance documents

We'll admit that insurance documents don't make for the most exciting read, but it’s important that you take a look through these nonetheless, and we've tried to make them as straightforward as possible for you.

Documents

Documents

The documents listed below relate to our latest versions. For the documents relevant to you personally, you can find them in Your Account.

1st Central Value

Policy Wording (for policies effective before 01/01/2024)
Policy Wording (for policies effective on or after 01/01/2024)
About Our Insurance Services (for policies effective before 01/01/2024)
About Our Insurance Services (for policies effective on or after 01/01/2024)
IPID - Comprehensive

1st Central Value Online

Policy Wording (for policies effective before 01/01/2024)
Policy Wording (for policies effective on or after 01/01/2024)
About Our Insurance Services (for policies effective before 01/01/2024)
About Our Insurance Services (for policies effective on or after 01/01/2024)
IPID - Comprehensive

1st Central Connect

Policy Wording (for policies effective before 01/01/2024)
Policy Wording (for policies effective on or after 01/01/2024)
About Our Insurance Services (for policies effective before 01/01/2024)
About Our Insurance Services (for policies effective on or after 01/01/2024)
IPID - Comprehensive
IPID - Third Party Fire & Theft

1st Central

Policy Wording (for policies effective before 01/01/2024)
Policy Wording (for policies effective on or after 01/01/2024)
About Our Insurance Services (for policies effective before 01/01/2024)
About Our Insurance Services (for policies effective on or after 01/01/2024)
IPID - Comprehensive
IPID - Third Party Fire & Theft

1st Central Online

Policy Wording (for policies effective before 01/01/2024)
Policy Wording (for policies effective on or after 01/01/2024)
About Our Insurance Services (for policies effective before 01/01/2024)
About Our Insurance Services (for policies effective on or after 01/01/2024)
IPID - Comprehensive
IPID - Third Party Fire & Theft

1st Central Legal

Policy Wording (for policies effective before 01/01/2024)
Policy Wording (for policies effective on or after 01/01/2024)
About Our Insurance Services (for policies effective before 01/01/2024)
About Our Insurance Services (for policies effective on or after 01/01/2024)
IPID - Comprehensive
IPID - Third Party Fire & Theft

1st Central Legal Online

Policy Wording (for policies effective before 01/01/2024)
Policy Wording (for policies effective on or after 01/01/2024)
About Our Insurance Services (for policies effective before 01/01/2024)
About Our Insurance Services (for policies effective on or after 01/01/2024)
IPID - Comprehensive
IPID - Third Party Fire & Theft

1st Central Plus

Policy Wording (for policies effective before 01/01/2024)
Policy Wording (for policies effective on or after 01/01/2024)
About Our Insurance Services (for policies effective before 01/01/2024)
About Our Insurance Services (for policies effective on or after 01/01/2024)
IPID - Comprehensive
IPID - Third Party Fire & Theft

1st Central Plus Online

Policy Wording (for policies effective before 01/01/2024)
Policy Wording (for policies effective on or after 01/01/2024)
About Our Insurance Services (for policies effective before 01/01/2024)
About Our Insurance Services (for policies effective on or after 01/01/2024)
IPID - Comprehensive
IPID - Third Party Fire & Theft

1st Central Premier

Policy Wording (for policies effective before 01/01/2024)
Policy Wording (for policies effective on or after 01/01/2024)
About Our Insurance Services (for policies effective before 01/01/2024)
About Our Insurance Services (for policies effective on or after 01/01/2024)
IPID -  Comprehensive
IPID - Third Party Fire & Theft

1st Central Premier Online

Policy Wording (for policies effective before 01/01/2024)
Policy Wording (for policies effective on or after 01/01/2024)
About Our Insurance Services (for policies effective before 01/01/2024)
About Our Insurance Services (for policies effective on or after 01/01/2024)
IPID - Comprehensive
IPID - Third Party Fire & Theft

Optional extras - policy wording

Legal Expenses Cover Policy Wording
Personal Accident Cover Policy Wording (for policies effective before 30/12/2023)
Personal Accident Cover Policy Wording (for policies effective on or after 30/12/2023)
Hire Car Cover Policy Wording (for policies effective before 30/12/2023)
Hire Car Cover Policy Wording (for policies effective on or after 30/12/2023)
Hire Car Value Cover Policy Wording (for policies effective on or after 30/12/2023)
Breakdown Cover Policy Wording
Excess Protect Cover Policy Wording (for policies effective before 01/01/2023)
Excess Protect Cover Policy Wording (for policies effective on or after 01/01/2023)

Optional extras - IPIDs

Legal Expenses Cover
Personal Accident Cover (for policies effective before 30/12/2023)
Personal Accident Cover (for policies effective on or after 30/12/2023)
Hire Car Cover (for policies effective before 30/12/2023)
Hire Car Cover (for policies effective on or after 30/12/2023)
RAC Roadside Breakdown Cover
RAC Roadside & At Home Breakdown Cover
RAC Roadside & Recovery Breakdown Cover
RAC Roadside, Recovery & At Home Breakdown Cover
RAC Roadside, Recovery, At Home & European Motor Assistance Breakdown Cover
Excess Protect Cover (for policies effective before 01/01/2023)
Excess Protect Cover (for policies effective on or after 01/01/2023)