Hire Car Cover
What's included with Hire Car Cover?
Continue life uninterrupted with 1st Central Hire Car Cover. You’re in safe hands.
What's covered?
If your car is stolen or written off in an accident, we’ve got you covered. We'll deliver a hire car to your home, so you can go about your daily life without disruption.
Covered where a courtesy car doesn’t apply
With our optional Hire Car Cover, you’ll be covered if your car is stolen and not recovered, written-off as a result of a road traffic accident, theft, fire, flood, storm or malicious damage.
Hire car for up to 28 days
Our Hire Car Cover provides you with a vehicle for up to 28 days, saving you the cost and hassle of arranging a hire car. If we're unable to supply a hire car, you'll receive £20 per day.
£250 payout after a successful Hire Car Claim
Get peace of mind with a £250 payment made directly to you after a successful claim on your hire car policy.
Better value
You can save time and money comparing quotes from hire car companies, who could charge you over £500 to hire a small car for just two weeks.
How to make a Hire Car claim
If you already have Hire Car Cover and would like to claim, contact 1st Central as soon as possible after the incident. Simply go online or chat to one of our helpful support team 24/7. You can also visit our FAQs section for further assistance.
Or speak to our Claims team on 0333 043 2022
Answers to important questions
What sort of hire car will I get with Hire Car Cover?
The hire car will generally be a Group A car (e.g. Ford KA or similar)
Can I upgrade my Hire Car?
You can upgrade the Hire Car, subject to availability, but any additional costs are to be paid by the policyholder.
I have access to another car so do I need Hire Car Cover?
In the event that your car's written off or stolen (where your car is deemed beyond economical repair following an accident or theft) there might be an occasion where a friend or family member may need to use the other car, during the time it takes to settle your claim. Adding Hire Car Cover would be more convenient for you and a lot less hassle.
View full details of our Hire Car Cover here.
What's covered by 1st Central's Hire Car Cover?
- A Group A vehicle (e.g. 1.0 litre car)
- Any driver of the insured vehicle as named on your Certificate of Insurance
- Any incident where the insured vehicle is rendered a total loss
- Any incident where the insured vehicle has been stolen and remains unrecovered
- A maximum of two claims in any one period of insurance
Up to 28 days of continuous car hire within the territorial limits following an insured incident during the period of insurance
What is the difference between a courtesy car and Hire Car?
A 1st Central comprehensive policy includes a courtesy car as standard. A courtesy car will be available to you if your car is being repaired with one of our approved repairers (subject to availability) following a claim.
If your car's a write off (where your car is deemed beyond economical repair following an accident or theft) you won't be supplied with a courtesy car.
Hire Car Cover is available for an additional premium and will cover you if your vehicle is written off or stolen.
View full details of our Hire Car Cover.
Ready to add Hire Car Cover?
If you would like to add this cover, you can take this out at any time during the year.