RAC Breakdown Cover
If you rely on your car for work, the school run or just day-to-day needs, the last thing you need is a breakdown to upset your routine. We offer multiple levels of RAC Breakdown Cover to help you get back up and running.
Roadside, Recovery, At Home & European Motoring Assistance
Do you already have RAC Breakdown Cover with your policy?
In the event you have broken down, please contact our breakdown partner, RAC:
- UK breakdown: 0330 159 8714
- Online: www.rac.co.uk/reportbreakdown
- European breakdown: 00 33 472 43 52 55
More information and what’s covered under your policy, can be found in your policy wording, available within Your Account or your confirmation of insurance email.
Start protecting your car today
Additional cover for extra peace of mind
Here's a list of our optional extras that can be added to our products.
RAC Breakdown Cover
We offer various levels of RAC Breakdown Cover to suit your needs and get your car back up and running.
Personal Accident Cover
We’ll help you financially by providing up to £60,000 per person when an accident results in serious or fatal injury.
Hire Car Cover
We will give you a hire car for up to 28 days and deliver it to your home address, meaning you can go about your daily life uninterrupted.
Excess Protect Cover
You’ll get your excess refunded when you make a claim resulting from the likes of fire, theft, vandalism or flood.
Legal Expenses Cover
If you have an accident and it’s not your fault, we’ll give you up to £100,000 of Legal Expenses Cover to help you recover uninsured losses and costs.
Protected No Claims Discount
If you need to make a claim, you don’t need to worry about your NCD being impacted, our guaranteed Protected No Claims Discount has you covered.
Would you like to add RAC Breakdown Cover to your policy?
If you have an existing car insurance policy with 1st Central and would like to add RAC Breakdown Cover, you can take out cover at any time during the year by logging into Your Account. It’s always worth checking that you don’t already have breakdown cover, this can be included with your bank account or when you buy a new vehicle.
We're here to help every step of the way
If you’ve got a question about your policy, you might find the answer you’re looking for on our Help & support page.
Frequently asked questions
How do I contact the breakdown company?
Our breakdown cover is provided by the RAC, we recommend saving their number so you always have it to hand.
You can contact the RAC on:
How do I know if I have Breakdown Cover?
You can easily check what cover you have by taking a look at your policy documents. If you don't have them to hand, don't worry, you can find them in Your Account.
Do you offer Breakdown Cover and what's included?
Yes, 1st Central has various levels of Breakdown Cover available.
What's included in the Breakdown Cover?
Features range from 24-hour roadside assistance to European Cover. Compare the different features and costs available within each level.
How can I add Breakdown Cover to my policy?
If you’re a new customer you can take out Breakdown Cover when you purchase a car insurance policy online or over the phone.
If you’re a Plus or Premier customer, check your policy schedule to see what’s included in your policy.
Does your Breakdown Cover me in other cars I drive?
How do I make changes to my policy?
You can log in to Your Account here.