Home Insurance is here!

Home Insurance is here!

We've launched our new Home Insurance product, providing 1st Central customers with extensive home insurance at great value, to give you peace of mind that your home is protected.

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What’s included with 1st Central Home Insurance?  

We offer both Buildings and Contents Cover, as well as Contents Cover on its own, so whether you need the bricks and mortar protected as well as your belongings, or just your belongings, we've got you covered with our great value insurance. 

Want more coverage? Not a problem, you can choose to add extra cover too, so you can ensure you have the right level of protection for your needs.  

Start protecting your home

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What's included in our Home Insurance products?

We have two different types of Home Insurance products, Buildings and Contents Insurance, for those of you who need both the contents inside and outside your home covered, as well as the actual building, and Contents Insurance, which just covers all your personal belongings inside and outside your home.

Buildings Cover

Buildings insurance amount covered up to £500,000

Alternative accommodation

Alternative accommodation if the home can’t be lived in following insured damage

Glass damage

Accidental damage to glass and sanitary fittings 

Leak cover

Trace and access to the source of a leak which is causing damage to the home

Metered water cover

Accidental loss of metered water  

Replacement locks and keys

Replacement locks and keys to external doors and windows of the home, if the keys are stolen or the locks are damaged

Structural damage or loss

Loss or damage to the structure of your home, including garages and outbuildings

Underground services

Accidental damage to the mains services such as underground pipes

Contents cover

Contents insurance amount covered up to £75,000

Bike cover

Pedal cycles when kept at home, up to the value of £350 

Cash cover

Money that's kept at home

Cover for outbuildings

Contents in outbuildings within the boundaries of the property

Fridge and freezers contents

Loss or damage to the contents of fridges and freezers

Loss and damage

Loss or damage to the contents in the home, including electrical equipment and furniture 

Mirrors and glass damage

Accidental damage to mirrors or glass 

Optional cover

Additional cover is available for valuable items worth more than £1,500 and bikes worth more than £350 as specified items at any time during your insurance cover

Protecting your home with 1st Central Home Insurance

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Additional cover for extra peace of mind

At 1st Central we know your home is more important than ever, that's why you can choose from a number of optional extras so you can tailor your home insurance to suit your needs. Our Home Insurance add-ons give extra peace of mind, and provide additional support when the unexpected happens, ensuring you can get on with your day.

Don't just take our word for it