Terms and conditions

The following terms and conditions refer specifically to the 1st Central Refer a friend offer.

1. 'We' or 'Us' or 'Our' means '1st Central', a trading name used by First Central Insurance Management Ltd.
2. We are dedicated to protecting your privacy when you visit our website, 1stcentralinsurance.com. If you would like to know more, please look at our Privacy Notice and Cookie Notice
3. This promotion is applicable to 1st Central existing customers (the referrer) who use our online Refer a friend process to recommend us to another person they know (the recipient). Rewards can be given if the recipient purchases a new car insurance policy directly from us, using the link provided.
4. To be eligible for the reward, the recipient can make their purchase up to 1 year after the referral date, even if the purchase date is after the promotion has closed.
5. Any policies purchased without using the unique link will not be eligible, this includes purchases made via price comparison websites.
6. All new policies must be validated by us, at our sole discretion, before rewards can be issued. Validation will take place 45 days after the policy start date . Upon meeting our validation criteria, the referrer will be sent an email within 60 days, containing details of how to claim their reward.
7. We are unable to respond to queries about whether or not you will receive your reward until at least 45 days have elapsed since the recipient initiated a new insurance policy This is because the policy must be duly validated in accordance with point 6. 
8. If the recipients purchase has not tracked correctly but you as the referrer believe you are eligible for a reward, we will investigate your claim provided we receive your enquiry within 60 days of the promotion closure date specified in point 4. In this case it may take longer to issue you with a reward.
9. After clicking through to the 1st Central website from the link in the referral email or registering after clicking the link in a social media post, the recipient must complete the purchase within 1 year for you to remain eligible for your reward. The reward is not available to purchases made through insurance price comparison sites.
10. The purchase must be completed online. Clicking on the link in the referral email or registering after clicking the social media post provides our Rewards fulfilment team with essential information, which is then linked to the recipient’s online purchase. If the recipient makes the purchase over the telephone, we will not be able to provide a link and you as the referrer will not receive your reward.
11. Similarly, if the recipient does not click the link in the email or clicks on any other advertising or promotions in between leaving the email and making a purchase from 1st Central, you as the referrer will not receive your reward.
12. The reward is only available to referrer’s that refer a new customer to 1st Central and is only in relation to the inception of a new car insurance policy. Renewals of existing 1st Central insurance policies are not eligible for this reward. Retrieved insurance quotations generated before the recipient clicked the referral link are not eligible for this reward.
13. If for any reason a technical interruption, fault or site failure occurs when purchasing online, We do not take any responsibility for incomplete purchases and any incomplete purchases will not be considered valid and you will not be eligible for the reward. We accept no responsibility for any purchases which are not completed for any reason. 
14. The reward will be a £50 Amazon gift card, this may be subject to change and will be determined by Us at Our sole discretion. The prize is non-exchangeable, non-transferable and no cash alternative is offered. 
15. We reserve the right to amend, suspend or withdraw the promotion and these terms and conditions at any time. 
16. Insofar as is permitted by law, We, Our agents or distributors will not in any circumstances be responsible or liable to compensate the winner or accept any liability for any loss, damage, personal injury or death occurring as a result of taking up the prize except where it is caused by Our negligence, Our agents or distributors or that of their employees. Your statutory rights are not affected.
17. This promotion and the reward are available to all existing 1st Central customers who satisfy the requirements of these Terms and Conditions, except for any and all employees of 1st Central or any of its subsidiaries.  
18. To enable us to track the  order the recipient  must ensure that their  browser accepts cookies, and that they have Javascript enabled on their browser. If these are not enabled on their machine then your transaction will not be recorded and you will not receive your reward.
19. The promotion is administered by Optimise Media Ltd (“Optimise”) acting as a Data Processor on behalf of 1st Central. Optimise will collect and process the First Name, Last Name and Email Address of all participants which will be used to enable Optimise to issue emails confirming referral registrations, tracked sales and for the notification and sending of rewards. An Optimise tracking cookie containing pseudonymous campaign identifiers will also be used to enable the campaign to be administered correctly. Any personal data held within Optimise systems will only be used for the purpose of the campaign as agreed with 1st Central and will be anonymised once the reward has been issued and all related administration has been completed.
20. Please note this programme is being monitored. We reserve the right to suspend or cancel transactions suspected of being fraudulent and such customers may have their details passed to relevant authorities for further investigation.
21. First Central Insurance Management Ltd is authorised and regulated by the Financial Conduct Authority (firm reference number: 483296).Registered in England and Wales (number: 6489797) at Capital House, 1-5 Perrymount Road, Haywards Heath, West Sussex, RH16 3SY.
22. This promotion cannot be used in conjunction with any other offer.