Discover all the Car Insurance products 1st Central offers

Trying to get your head around the different levels of 1st Central Car Insurance? You’ve pulled up in the right place.

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Compare our Car Insurance

You can select 2-3 of our products to compare what’s included below. Discover which level of cover is right for you.

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Check out the full range

Choose between Standard or Online-only policy types. With Online-only, you can easily make changes to your policy online without admin fees. The same great cover, now fee-free.

All the essentials at a lower price.

Our standard product and includes the likes of Key Assist and Personal Accident Cover.

Our standard insurance with the added protection of Legal Cover.

Our standard product with an additional benefit of RAC Breakdown Cover.

Our most inclusive package with both Legal Cover and RAC Breakdown Cover.

All the essentials at a lower price.

Our telematics-based insurance cover, you could save money for safer driving.

Our standard product and includes the likes of Key Assist and Personal Accident Cover.

Our standard insurance with the added protection of Legal Cover.

Our standard product with an additional benefit of RAC Breakdown Cover.

Our most inclusive package with both Legal Cover and RAC Breakdown Cover.

Answers to important questions

Explore all FAQs
Do you offer a Multicar discount?

Yes, we now offer a multicar discount for existing customers. You can now get £50 off a new policy for each additional vehicle you or a member of your household insure with us.

Just click on the link below, or send it to other members of your household:

https://www.1stcentralinsurance.com/multicar

  1. The additional policy must be purchased for the same address as your existing policy and applies to new policies only
  2. The exclusive £50 discount is only available on new quotes generated directly through 1st Central’s website. The discount is included in the final quoted price shown, isn’t cashback, and may be withdrawn at any time
  3. This discount can’t be used in conjunction with any other offer
  4. The discount is taken off the additional car premiums only and not discounted off your first car policy and isn’t transferable. All new quotations are subject to the current underwriting terms and we may be unable to fulfil some new quotes
  5. The multicar discount is available for up to five additional vehicles in your household
  6. Any policies purchased through the Multicar discount remain separate policies and are subject to their individual terms and conditions
  7. This promotion is administered on behalf of 1st Central by First Central Insurance Management Ltd whose registered address is Captial House, 1-5 Perrymount Road, Haywards Heath, West Sussex, RH16 3SY

How do I claim my reward from Compare the Market?

By making a qualifying purchase through Compare the Market you can claim a whole year of rewards. For details on how to claim and for full terms and conditions, please visit their website.

What is 1st Central’s Cashback offer?

From 20th June 2024, this offer is no longer available to our customers. For any queries relating to any previous cashback offer, the terms and conditions can be found on our FAQ site.

How do I claim my reward from Confused.com?

By making a qualifying purchase through Confused.com you can choose a free gift. This is a Confused.com offer. For details and terms and conditions, please visit their website https://www.confused.com/rewards.

Are you on price comparison websites?

Yes, you can find 1st Central motor and home insurance on price comparison websites. Our home insurance will be available on confused.com and we will be launching on other comparison sites in the coming months. 

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