1st Central Premier cover

Also includes

• Personal belongings

  We'll pay up to £250 for loss of, or damage to, personal belongings in or on your car caused by accidental damage, fire or theft.

• Audio and Visual

  We’ll cover your navigational equipment, radio and any other audio and visual equipment which is permanently fitted to your car.

• Available as online only

  This product can be available as an online only product, allowing you to benefit from no admin fees when making changes online.

• Windscreen

  We'll replace or repair a damaged windscreen or window (including scratched paintwork caused by broken glass) and this won’t affect your No Claims Discount.

• Hotel Expenses

  You're covered for up to £500 if you require a hotel stay when your car is involved in an accident.

• Courtesy car

  You'll get a free Class-A courtesy car (e.g. a small hatchback), while your car is being repaired by one of our approved garages.

• Third Party, Fire & Theft

  We’ll replace or repair your car, spare parts or accessories if they are lost or damaged due to fire, lightning, explosion, theft or attempted theft.

• Liability to others

  You’ll be covered for amounts you’re legally liable to pay if someone else is injured or killed, or if their property is damaged as a result of an accident in your car.

• Medical expenses

  You're covered for up to £100 of medical expenses for each person injured in your car if it’s involved in an accident.

• No Claims Discount

  For every year of claim-free driving, you’ll accrue No Claims Discount.

• Driving abroad

  Your cover extends to 90 days of driving in any EU country, Croatia, Iceland, Norway, Switzerland, Liechtenstein and Andorra.

• Accidental damage

  We’ll replace or repair your car, spare parts or accessories if they are lost, stolen or damaged.

• Uninsured Driver Promise

  If you have an accident with an uninsured driver and it wasn't your fault, your No Claims Discount won't be reduced, and you won't be charged a policy excess.